9 COUNTRIES · ONE COPILOT
Fiscal copilot for the entire Balkans
E-invoicing, tax calculators, regime comparison and fiscal compliance — for freelancers and SMEs from Skopje to Bucharest.
9countries
6currencies
12+tax regimes
8languages
COVERAGE
Every country — its own tax system, one platform
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LIVENorth Macedonia
MKD · ДДВ 18%
e-Faktura (UJP)DDVQR paymentsPausal engine
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LIVESerbia
RSD · PDV 20%
SEF e-invoicingIPS QRPaušal enginePDV returns
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LIVEKosovo
EUR · TVSH 18%
TVSH calculatorPresumptive taxFiscal cash register
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LIVEMontenegro
EUR · PDV 21%
EFI fiscalizationPDV 3-tier CITPaušal engine
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LIVEAlbania
ALL · TVSH 20%
TVSH calculatorNIPT validationLump-sum engine
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LIVEBosnia & Herzegovina
BAM · PDV 17%
FBiH + RS + BrčkoPayroll 3 entitiesMali preduzetnik
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BETABulgaria
EUR · ДДС 20%
DDS calculatorEIK validationPatent tax
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BETAMoldova
MDL · TVA 20%
e-FacturaIT Park regimeOpen bankingTVA returns
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BETARomania
RON · TVA 19%
e-Factura ROPFA real/normaSRL micro 1%D212
FEATURES
Modular architecture — every country gets its own engine
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E-invoicing
UJP (MK), SEF (Serbia), EFI (ME), e-Factura (MD, RO) — every country, every protocol.
MK · RS · ME · MD · RO
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Tax calculators
VAT across 6 systems, lump-sum vs real income, regime comparison per country.
ALL 9
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Regime comparator
Enter revenue → net take-home for every possible regime in your country.
MK · RS · XK · ME · BA · RO
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Bank reconciliation
CSV, MT940, CAMT.053, PDF — auto-matching with invoices, AI categorization.
MK · RS · XK · ME · MD
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Freelancer CRM
Clients, deals, pipeline, tags, automations — built-in CRM for small teams.
ALL 9
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OCR scanning
Photograph a receipt → AI extracts data → auto-expense entry.
ALL 9
CALCULATORS
Free calculators by country
INVOICES
Invoice Templates by Industry
🏗️Construction→💻Freelance→🖥️IT & Consulting→🍽️Hospitality→🛒Retail→🚛Transport→🌾Agriculture→🎨Design→📢Marketing→📐Architecture→⚡Electrical→🔧Plumbing & Heating→✈️Tourism→📚Education→🌐Translation→🏥Healthcare→⚖️Legal Services→🍰Catering→🚗Auto Repair→📸Photography & Video→🏠Real Estate→🧹Cleaning→💪Fitness & Sports→📊Accounting→🖨️Printing→🧵Textile & Garment→💅Beauty & Cosmetics→🐾Veterinary Services→🛡️Insurance→🔒Security Services→⚡Energy & Solar Systems→📡Telecommunications→📦Logistics & Warehousing→📊Management Consulting→🪵Carpentry & Woodwork→❄️HVAC (Heating & Cooling)→🦷Dentistry→🛋️Furniture Manufacturing→🍞Bakery→🔲Tiling & Ceramics→🚗Car Wash→👥HR Consulting→🎪Event Planning→🛒E-commerce (Online Sales)→💻Software Development→🧖SPA & Wellness→🚙Car Rental→♻️Recycling & Waste Management→🌾Agricultural Supply Shop→💊Pharmacy & Pharmaceuticals→🚕Taxi Services→📐Geodesy & Surveying→📜Notary Services→🎵Music & Entertainment→🔬Laboratory Services→🧾Tax Advisory→🛃Customs Broker (Freight Forwarding)→👶Childcare Centers & Kindergartens→👓Optician & Optical Shops→🎨Painting & Decorating→🔧Auto Body Repair & Painting→🧠Psychology Services→🍷Wineries & Wine Production→🛠️Craftsmanship & Trades→📚Bookstore & Publishing→💻Electronics Repair→🚗Driving Schools→💐Florist Shops→⚙️Mechanical Engineering & Industry→🚌Bus Passenger Transport→💉Plastic & Aesthetic Surgery→🔐IT Security (Cybersecurity)→⚗️Chemical Industry→⚖️Enforcement Officers→☀️Solar PV Installations→🪵Flooring Services→📦Moving & Relocation Services→🐝Beekeeping & Honey→🦴Physiotherapy & Rehabilitation→⚱️Funeral Services→🏢Coworking Spaces→🎬Video Production→🪓Wood Processing & Sawmills→🪧Signage & Promotional Materials→👥Employment & Recruitment Agencies→🥛Dairy Production→🏥Private Healthcare Clinics→🚁Drone Services→🖨️3D Printing Services→📋Appraisers & Valuers→📝Company Registration Services→📦Packaging Production→🐄Livestock Farming→📈Data Analytics & BI→⚖️Sworn Translator (Court Interpreter)→🔍Private Investigation→🐟Fishery & Aquaculture→🎮Game Development→✂️Engraving & Laser Cutting→🍂Tobacco Industry→
GLOSSARY
Financial Glossary
VAT (Value Added Tax)e-Invoice (e-Faktura)InvoiceCredit NoteProforma InvoiceEDB (Unique Tax Number)EMBS (Unique Registration Number)DOOEL (Single-member LLC)DOO (Limited Liability Company)Quote (Quotation)UBL XMLCorporate Income Tax (CIT)Fiscal ReceiptSocial ContributionsVAT Return (DDV-04)Reduced VAT Rate (5%)Debit NoteReversal Invoice (Storno)Accounting (Bookkeeping)Balance SheetIncome Statement (P&L)Revenue (Income)Expense (Cost)Depreciation (Amortization)Cash FlowGeneral LedgerAccounts Receivable (AR)Accounts Payable (AP)Inventory (Stock)Personal Income Tax (PIT)Net and Gross SalaryAnnual Financial StatementsRevenue & Expense LedgerProfit and LossDelivery Note (Dispatch Note)Purchase Order (PO)Service Agreement (Contract)Advance Payment (Prepayment)Payment Terms (Due Date)Late Payment Interest (Penalty Interest)Digital Signature (XAdES)QR Payment CodeBank StatementBusiness Bank Account (Transaction Account)Exchange Rate (FX Rate)DividendWithholding TaxOffset (Netting / Compensation)Assignment of Receivables (Cession)Invoicing Abroad (Cross-border)Loan (Credit)Leasing (Financial Lease)Bank GuaranteeFactoring (Invoice Financing)IBAN (International Bank Account Number)SWIFT/BIC CodeForeign Currency AccountVAT RegistrationProperty TaxAccounting Service (Bookkeeper)LiquiditySolvencySubsidies and GrantsTax Balance (Tax Return)e-Tax Portal (UJP Online)MPIN (Monthly Salary Report)Transfer PricingTax Audit (Tax Inspection)VAT Refund (Reimbursement)Customs Duty (Import Duties)Excise DutyTax Relief (Tax Exemption)Bankruptcy (Insolvency)Liquidation (Company Closure)Auditor (External Audit)Companies Law (Commercial Companies Act)E-Commerce (Online Sales)Freelancer (Self-employed / Sole Proprietor)Capital Gains TaxVAT Law (VAT Act)
Which tax regime is best for you?
Answer 5 questions → get a personalized recommendation for your country and activity.
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